LIVE VIRTUAL EVENT

Central Valley

Non-QM Loan

LIVE Class

The step-by-step guide to qualifying for a home loan when your income, credit, or investment property doesn't fit the traditional mortgage box.

Wednesday, August 26th @ 7:00 PM

Online

What You'll Learn

Everything You Need to

Get Approved on Your Terms

In just 30 minutes, you'll have a clear picture of which non-QM program actually fits your situation.

Bank Statement loans

How self-employed and 1099 buyers qualify using bank deposits instead of tax returns

DSCR for Investors

Qualify based on the property's rental income — no personal income or W2s required

Asset-Based Qualifying

Use investments or savings to qualify, even with little to no traditional income.

Denied Over Credit or GuidelineIssues?

Non-QM Loans use expanded guidelines that can open doors traditional underwriting closes — see if that changes your odds.

Not Sure Which Program Fits?

Walk away knowing exactly which non-QM path applies to your situation — No more guessing.

Tired of Getting the Runaround?

Learn what a lender who actually knows non-QM does differently — why that matters for you.

Meet Your Host

Learn From a Trusted Expert

AJ Vasquez

Mortgage Loan Originator NMLS# 1654160

Leader One Financial Corp NMLS# 12007

As a licensed Loan Officer with Leader One Financial, I've helped families across the Central Valley navigate one of the biggest decisions of their lives — including buyers who've been told no by traditional lenders. I don't just get people into homes — I coach them along the way to avoid costly mistakes.

I focus on education and transparency, so you always understand your options and feel confident every step of the way. Hit up the Loan Coach, and we'll make sure you slide into your next home safely.

Success Stories

Join Hundreds of Happy Homeowners

★★★★★

"AJ is a very determined and detail oriented loan officer. He ensures transparent communication and explanation during the home buying process. He and the rest of the Leader One team exemplify great customer service.!"

Steven P.

★★★★★

"Leader One was awesome — they helped me in every way they could. Everything went smooth from Christian, the realtor, to AJ, the loan officer. They really considered my family's wants, needs, and living situation. I had no issues at all. Next time I want to sell my home or buy another, I'm going to Leader One with Christian and AJ. Thank you guys so much!"

Robert M.

★★★★★

"AJ did an amazing job facilitating a speedy closing. He also locked me in at the lowest rate possible, foreseeing that rates were about to rise. I appreciate the whole team at Leader One for their efficiency."

Megan B.

Register Now

Your Journey to Homeownership Starts Here

This isn't just another class. It's a focused session for Central Valley borrowers who've been told no by a traditional lender — and want to know what their real options actually are.

  • Free - no cost to you

  • 30-minute LIVE interactive session

  • Q&A on your specific situations

  • Non-QM program breakdown (FREE)

Reserve Your FREE Seat

Join borrowers who've already found their approval path

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Don't Miss This FREE Class

See what alternative routes you can use to get approved in a non-traditional way — spots are filling up fast.

LIVE VIRTUAL EVENT

Wednesday, August 26th @ 7:00 PM

LeaderOne Financial Corporation is licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. License# 4131276. Corporate Headquarters: 7500 College Blvd Suite 1150; Overland Park, KS 66210, NMLS ID #12007. www.nmlsconsumeraccess.org. This advertisement does not constitute a loan approval or a loan commitment. Loan approval and/or loan commitment is subject to final underwriting review and approval.